Privacy policy Klarna

Klarna Privacy Notice

Who we are
Klarna Bank AB (publ), registered in Sweden (reg. no. 556737‑0431; Sveavägen 46, 111 34 Stockholm), is responsible for processing your personal data in accordance with GDPR. edpb.europa.eu+14us.self-portrait.com+14laurabrioschi.com+14

1. What data we collect

  • Data you provide: name, date of birth, contact details, payment card/bank info, shipping address, ID documentation, etc.

  • Data from our services: purchase details, transaction and credit history, app usage, customer support interactions.

  • Technical data: IP address, device details, browser info, and activity logs.

  • Third-party sources: credit agencies, merchants, fraud prevention services. klarna.com+4us.self-portrait.com+48pm.it+4bild.de+1bild.de+1bild.de

2. How and why we use your data
We process data based on various legal grounds:

  • Contractual necessity (e.g., to process orders, verify identity, assess credit)

  • Legal obligations (e.g., anti-money laundering, tax and accounting rules)

  • Legitimate interests (e.g., fraud detection, security, service improvement, marketing analysis)

  • Your consent (e.g., for profiling related to marketing, location-based offers) iffhome.com+15us.self-portrait.com+15gdprhub.eu+15gdprhub.eu+1bild.de+1ghdhair.com

3. Your rights under GDPR
You have the right to:

  • Access, correct, delete, or export your data

  • Restrict or object to certain types of processing

  • Withdraw consent at any time

  • Challenge automated decisions (e.g. credit approvals or fraud screening)

  • Lodge a complaint with a supervisory authority ghdhair.com+1gdprhub.eu+1

4. Automated decisions & profiling
Klarna uses automated systems to make decisions with legal or significant effects (like credit approvals or fraud checks). You can appeal these decisions and request a manual review. aeroband.net+2ghdhair.com+2klarna.com+2

5. Data sharing
Klarna may share your data with:

6. Data retention
Your personal data is stored as long as needed for contractual, legal, or security purposes (typically up to 7–10 years for accounting or legal compliance). Otherwise, we retain data only as long as necessary (usually a few months).